Well just read this urban legend off another forum, its a hoax but kind of entertaining ;-)
A Charlotte, NC lawyer purchased a box of very rare and expensive
cigars, then INSURED them against FIRE, among other things. Within a
month, having smoked his entire stockpile of these great cigars and
without yet having made even his first premium payment on the policy,
the lawyer filed claim against the insurance company. In his claim, the
lawyer stated the cigars were lost "in a series of small fires." The
insurance company refused to pay, citing the obvious reason that the
man had consumed the cigars in the normal fashion.
The lawyer sued... and WON! (Stay with me.) In delivering the ruling,
the judge agreed with the insurance company that the claim was
frivolous. The judge stated nevertheless, that the lawyer "held a
policy from the company in which it had warranted that the cigars were
insurable and also guaranteed that it would insure them against fire,
without defining what is considered to be unacceptable fire"
and was obligated to pay the claim. Rather than endure lengthy and
costly appeal process, the insurance company accepted the ruling and
paid $15,000 to the lawyer for his loss of the rare cigars lost in the "fires".
NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him
arrested on 24 counts of ARSON!!! With his own insurance claim and
testimony from the previous case being used against him, the lawyer was
convicted of intentionally burning his insured property and was
sentenced to 24 months in jail and a $24,000 fine. This is a true story
and was the First Place winner in the recent Criminal Lawyers Award Contest.
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